Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,821 | $109,782-43.7% | $260,467-76.3% | $94,015-34.2% |
| Participation rate | 42.7% | 67.2%-24.5pp | 80.5%-37.8pp | 70.8%-28.1pp |
| Annual return | 15.21% | 18.60%-3.4pp | 100.60%-85.4pp | 17.84%-2.6pp |
| Employer contribution / active EE | $0 | $2,147-100.0% | $4,239-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,326 | $4,044+31.7% | $6,319-15.7% | $4,249+25.3% |
| Admin fee / account holder | $5,622 | $11,958-53.0% | $15,461-63.6% | $8,951-37.2% |