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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,772 | $146,267-53.0% | $197,124-65.1% | $82,448-16.6% |
| Participation rate | 87.2% | 84.0%+3.2pp | 86.7%+0.5pp | 68.1%+19.2pp |
| Annual return | 453.36% | 29.61%+423.7pp | 44.34%+409.0pp | 41.64%+411.7pp |
| Employer contribution / active EE | $2,765 | $4,723-41.5% | $6,227-55.6% | $2,551+8.4% |
| Participant deferral / active EE | $6,966 | $7,035-1.0% | $9,135-23.7% | $4,139+68.3% |
| Admin fee / account holder | $1,826 | $14,422-87.3% | $16,298-88.8% | $7,234-74.8% |