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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,335 | $160,070-60.4% | $147,117-56.9% | $145,897-56.6% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 14.65% | 98.69%-84.0pp | 420.54%-405.9pp | 552.29%-537.6pp |
| Employer contribution / active EE | $5,032 | $5,285-4.8% | $4,932+2.0% | $4,663+7.9% |
| Participant deferral / active EE | $11,199 | $8,419+33.0% | $8,065+38.9% | $6,689+67.4% |
| Admin fee / account holder | $2,547 | $15,035-83.1% | $12,993-80.4% | $13,390-81.0% |