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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,464 | $51,638-31.3% | $129,406-72.6% | $80,959-56.2% |
| Participation rate | 67.7% | 56.9%+10.8pp | 69.6%-1.9pp | 67.7%+0.1pp |
| Annual return | -11.81% | 20.78%-32.6pp | 9468.18%-9480.0pp | 35.67%-47.5pp |
| Employer contribution / active EE | $3,807 | $1,584+140.4% | $4,155-8.4% | $2,757+38.1% |
| Participant deferral / active EE | $5,004 | $2,670+87.4% | $4,167+20.1% | $4,300+16.4% |
| Admin fee / account holder | $189 | $4,313-95.6% | $7,689-97.5% | $6,925-97.3% |