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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,743 | $100,203-46.4% | $85,240-37.0% | $145,897-63.2% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 14.27% | 84.28%-70.0pp | 66.75%-52.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $2,146 | $3,242-33.8% | $2,735-21.6% | $4,663-54.0% |
| Participant deferral / active EE | $5,854 | $5,299+10.5% | $4,527+29.3% | $6,689-12.5% |
| Admin fee / account holder | $3,936 | $7,265-45.8% | $6,165-36.2% | $13,390-70.6% |