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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,743 | $100,073-46.3% | $85,126-36.9% | $145,877-63.2% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 14.27% | 84.11%-69.8pp | 66.63%-52.4pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,146 | $3,236-33.7% | $2,731-21.4% | $4,663-54.0% |
| Participant deferral / active EE | $5,854 | $5,294+10.6% | $4,523+29.4% | $6,691-12.5% |
| Admin fee / account holder | $3,936 | $7,261-45.8% | $6,160-36.1% | $13,402-70.6% |