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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,033 | $95,453-83.2% | $112,040-85.7% | $82,448-80.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 33.43% | 23.92%+9.5pp | 24.52%+8.9pp | 41.64%-8.2pp |
| Employer contribution / active EE | $1,844 | $2,318-20.4% | $2,954-37.6% | $2,551-27.7% |
| Participant deferral / active EE | $2,712 | $4,224-35.8% | $5,098-46.8% | $4,139-34.5% |
| Admin fee / account holder | $2,882 | $9,013-68.0% | $12,098-76.2% | $7,234-60.2% |