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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,364 | $88,672+6.4% | $105,223-10.3% | $82,448+14.5% |
| Participation rate | 68.9% | 67.9%+1.0pp | 75.0%-6.2pp | 68.1%+0.8pp |
| Annual return | 17.86% | 30.86%-13.0pp | 180.65%-162.8pp | 41.64%-23.8pp |
| Employer contribution / active EE | $3,415 | $3,048+12.0% | $3,689-7.4% | $2,551+33.9% |
| Participant deferral / active EE | $7,035 | $4,036+74.3% | $5,072+38.7% | $4,139+70.0% |
| Admin fee / account holder | $7,517 | $7,146+5.2% | $8,859-15.1% | $7,234+3.9% |