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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,647 | $181,062+13.6% | $158,223+30.0% | $155,188+32.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.56% | 57.39%-40.8pp | 52.09%-35.5pp | 148.84%-132.3pp |
| Employer contribution / active EE | $3,031 | $4,565-33.6% | $4,109-26.2% | $4,248-28.6% |
| Participant deferral / active EE | $11,964 | $6,134+95.0% | $5,467+118.8% | $6,531+83.2% |
| Admin fee / account holder | $1,920 | $18,825-89.8% | $16,047-88.0% | $14,480-86.7% |