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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,450 | $111,535-54.8% | $105,223-52.1% | $137,256-63.2% |
| Participation rate | 54.5% | 78.1%-23.5pp | 75.0%-20.5pp | 80.0%-25.4pp |
| Annual return | 15.59% | 237.85%-222.3pp | 180.65%-165.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,059 | $3,939-73.1% | $3,689-71.3% | $4,156-74.5% |
| Participant deferral / active EE | $4,299 | $5,500-21.8% | $5,072-15.2% | $6,407-32.9% |
| Admin fee / account holder | $0 | $9,721-100.0% | $8,859-100.0% | $12,270-100.0% |