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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,255 | $97,125-24.6% | $86,233-15.0% | $137,256-46.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 16.48% | 74.19%-57.7pp | 61.39%-44.9pp | 220.34%-203.9pp |
| Employer contribution / active EE | $21,434 | $2,841+654.4% | $2,504+755.9% | $4,156+415.7% |
| Participant deferral / active EE | $10,529 | $5,180+103.3% | $4,559+130.9% | $6,407+64.3% |
| Admin fee / account holder | $2,558 | $9,725-73.7% | $8,342-69.3% | $12,270-79.2% |