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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,496 | $116,167-80.6% | $64,489-65.1% | $137,256-83.6% |
| Participation rate | 26.3% | 68.2%-41.9pp | 67.7%-41.4pp | 80.0%-53.6pp |
| Annual return | 20.66% | 36.55%-15.9pp | 55.03%-34.4pp | 220.34%-199.7pp |
| Employer contribution / active EE | $608 | $2,483-75.5% | $1,523-60.1% | $4,156-85.4% |
| Participant deferral / active EE | $2,649 | $4,215-37.2% | $2,778-4.7% | $6,407-58.7% |
| Admin fee / account holder | $105 | $6,188-98.3% | $4,260-97.5% | $12,270-99.1% |