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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,318 | $123,859-90.9% | $69,632-83.7% | $145,897-92.2% |
| Participation rate | 31.6% | 69.2%-37.6pp | 66.4%-34.8pp | 80.3%-48.7pp |
| Annual return | 13.95% | 192.49%-178.5pp | 101.32%-87.4pp | 552.29%-538.3pp |
| Employer contribution / active EE | $352 | $2,673-86.8% | $1,708-79.4% | $4,663-92.4% |
| Participant deferral / active EE | $1,097 | $4,242-74.1% | $2,889-62.0% | $6,689-83.6% |
| Admin fee / account holder | $595 | $7,817-92.4% | $4,695-87.3% | $13,390-95.6% |