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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,057 | $108,942-84.3% | $100,415-83.0% | $145,897-88.3% |
| Participation rate | 94.4% | 83.0%+11.5pp | 81.5%+12.9pp | 80.3%+14.1pp |
| Annual return | 15.27% | 58.27%-43.0pp | 49.47%-34.2pp | 552.29%-537.0pp |
| Employer contribution / active EE | $0 | $4,422-100.0% | $3,943-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,535 | $8,461-46.4% | $8,091-43.9% | $6,689-32.2% |
| Admin fee / account holder | $548 | $9,702-94.4% | $7,906-93.1% | $13,390-95.9% |