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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,558 | $209,336-29.0% | $197,124-24.6% | $137,256+8.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.12% | 48.09%-28.0pp | 44.34%-24.2pp | 220.34%-200.2pp |
| Employer contribution / active EE | $5,775 | $6,591-12.4% | $6,227-7.3% | $4,156+39.0% |
| Participant deferral / active EE | $8,807 | $9,614-8.4% | $9,135-3.6% | $6,407+37.5% |
| Admin fee / account holder | $836 | $17,308-95.2% | $16,298-94.9% | $12,270-93.2% |