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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $110,627 |
MMA SECURITIES LLC1 year Service code 27 · EIN 36-2668272 | Advisory (Plan) | $36,375 |
SIKICH LLP2 years Filed as: SIKICH CPA LLC Service code 10 · EIN 54-1172176 | Accounting | $16,432 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,793 | $131,639-70.5% | $112,040-65.4% | $103,975-62.7% |
| Participation rate | 93.8% | 88.3%+5.4pp | 76.5%+17.3pp | 72.5%+21.3pp |
| Annual return | 15.81% | 14.57%+1.2pp | 24.52%-8.7pp | 19.41%-3.6pp |
| Employer contribution / active EE | $1,639 | $3,865-57.6% | $2,954-44.5% | $3,722-56.0% |
| Participant deferral / active EE | $5,632 | $6,986-19.4% | $5,098+10.5% | $5,343+5.4% |
| Admin fee / account holder | $57 | $134-57.4% | $12,098-99.5% | $332-82.8% |