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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,986 | $183,539-16.6% | $155,556-1.7% | $145,897+4.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.91% | 61.31%-46.4pp | 64.84%-49.9pp | 552.29%-537.4pp |
| Employer contribution / active EE | $8,568 | $5,315+61.2% | $4,675+83.3% | $4,663+83.8% |
| Participant deferral / active EE | $7,157 | $6,467+10.7% | $5,631+27.1% | $6,689+7.0% |
| Admin fee / account holder | $364 | $19,275-98.1% | $15,885-97.7% | $13,390-97.3% |