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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,333 | $154,228+2.7% | $145,433+8.9% | $137,256+15.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.66% | 74.59%-54.9pp | 66.58%-46.9pp | 220.34%-200.7pp |
| Employer contribution / active EE | $6,006 | $4,804+25.0% | $4,554+31.9% | $4,156+44.5% |
| Participant deferral / active EE | $14,016 | $8,216+70.6% | $7,897+77.5% | $6,407+118.8% |
| Admin fee / account holder | $4,402 | $14,344-69.3% | $13,129-66.5% | $12,270-64.1% |