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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,531 | $72,071+78.3% | $68,368+88.0% | $137,256-6.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 9.18% | 353.14%-344.0pp | 292.57%-283.4pp | 220.34%-211.2pp |
| Employer contribution / active EE | $8,108 | $2,788+190.8% | $2,649+206.1% | $4,156+95.1% |
| Participant deferral / active EE | $15,136 | $4,410+243.2% | $4,123+267.1% | $6,407+136.2% |
| Admin fee / account holder | $4,722 | $5,336-11.5% | $5,150-8.3% | $12,270-61.5% |