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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,072 | $185,312-5.5% | $161,489+8.4% | $154,746+13.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.27% | 103.84%-88.6pp | 89.72%-74.4pp | 172.34%-157.1pp |
| Employer contribution / active EE | $6,119 | $4,769+28.3% | $4,268+43.4% | $4,379+39.7% |
| Participant deferral / active EE | $23,403 | $6,350+268.6% | $5,630+315.7% | $6,730+247.7% |
| Admin fee / account holder | $1,784 | $18,654-90.4% | $16,006-88.9% | $14,365-87.6% |