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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,072 | $172,111+1.7% | $150,298+16.5% | $137,256+27.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.27% | 69.37%-54.1pp | 62.79%-47.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $6,119 | $4,636+32.0% | $4,154+47.3% | $4,156+47.2% |
| Participant deferral / active EE | $23,403 | $6,166+279.6% | $5,453+329.2% | $6,407+265.3% |
| Admin fee / account holder | $1,784 | $16,471-89.2% | $14,116-87.4% | $12,270-85.5% |