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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,908 | $143,969-20.2% | $199,883-42.5% | $82,637+39.1% |
| Participation rate | 92.5% | 84.1%+8.4pp | 86.8%+5.7pp | 68.1%+24.4pp |
| Annual return | 10.70% | 25.67%-15.0pp | 43.81%-33.1pp | 53.51%-42.8pp |
| Employer contribution / active EE | $4,095 | $4,632-11.6% | $6,261-34.6% | $2,552+60.5% |
| Participant deferral / active EE | $5,402 | $6,937-22.1% | $9,138-40.9% | $4,126+30.9% |
| Admin fee / account holder | $8,659 | $14,597-40.7% | $17,268-49.9% | $7,339+18.0% |