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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,908 | $142,972-19.6% | $214,702-46.5% | $86,983+32.1% |
| Participation rate | 92.5% | 84.9%+7.6pp | 87.5%+5.0pp | 69.5%+23.0pp |
| Annual return | 10.70% | 18.49%-7.8pp | 54.55%-43.9pp | 25.83%-15.1pp |
| Employer contribution / active EE | $4,095 | $4,635-11.6% | $6,461-36.6% | $2,584+58.5% |
| Participant deferral / active EE | $5,402 | $6,568-17.8% | $9,147-40.9% | $4,194+28.8% |
| Admin fee / account holder | $8,659 | $17,617-50.8% | $19,830-56.3% | $7,856+10.2% |