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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,481 | $201,370-11.9% | $184,256-3.7% | $145,897+21.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.72% | 29.05%-10.3pp | 28.85%-10.1pp | 552.29%-533.6pp |
| Employer contribution / active EE | $1,000 | $7,024-85.8% | $6,427-84.4% | $4,663-78.6% |
| Participant deferral / active EE | $15,250 | $9,808+55.5% | $9,133+67.0% | $6,689+128.0% |
| Admin fee / account holder | $5,953 | $16,364-63.6% | $13,899-57.2% | $13,390-55.5% |