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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,236 | $60,504-45.1% | $81,882-59.4% | $74,478-55.4% |
| Participation rate | 40.2% | 62.9%-22.7pp | 72.4%-32.2pp | 67.2%-27.0pp |
| Annual return | 13.79% | 16.91%-3.1pp | 779.47%-765.7pp | 1370.56%-1356.8pp |
| Employer contribution / active EE | $1,512 | $2,627-42.4% | $2,916-48.2% | $2,626-42.4% |
| Participant deferral / active EE | $3,550 | $3,400+4.4% | $4,323-17.9% | $4,350-18.4% |
| Admin fee / account holder | $7,531 | $1,492+404.8% | $7,360+2.3% | $1,946+287.0% |