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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,425 | $66,444+63.2% | $120,225-9.8% | $79,634+36.2% |
| Participation rate | 11.1% | 42.8%-31.7pp | 69.6%-58.5pp | 62.5%-51.4pp |
| Annual return | 16.21% | 53.37%-37.2pp | 439.23%-423.0pp | 36.46%-20.2pp |
| Employer contribution / active EE | $454 | $1,860-75.6% | $3,475-86.9% | $2,529-82.1% |
| Participant deferral / active EE | $805 | $2,798-71.2% | $3,999-79.9% | $3,835-79.0% |
| Admin fee / account holder | $8,802 | $1,295+579.4% | $5,696+54.5% | $1,002+778.5% |