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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,110 | $174,379-67.8% | $152,093-63.1% | $138,895-59.6% |
| Participation rate | 86.7% | 81.6%+5.0pp | 77.8%+8.9pp | 79.9%+6.7pp |
| Annual return | 6.12% | 74.86%-68.7pp | 66.36%-60.2pp | 145.39%-139.3pp |
| Employer contribution / active EE | $2,344 | $4,652-49.6% | $4,175-43.9% | $4,194-44.1% |
| Participant deferral / active EE | $5,772 | $6,159-6.3% | $5,451+5.9% | $6,396-9.8% |
| Admin fee / account holder | $2,144 | $16,880-87.3% | $14,497-85.2% | $12,562-82.9% |