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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,866 | $154,228+56.8% | $145,433+66.3% | $137,256+76.2% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 18.11% | 74.59%-56.5pp | 66.58%-48.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $24,363 | $4,804+407.1% | $4,554+434.9% | $4,156+486.2% |
| Participant deferral / active EE | $19,173 | $8,216+133.3% | $7,897+142.8% | $6,407+199.3% |
| Admin fee / account holder | $15,671 | $14,344+9.3% | $13,129+19.4% | $12,270+27.7% |