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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,866 | $196,972+22.8% | $182,262+32.7% | $198,609+21.8% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 18.11% | 158.27%-140.2pp | 140.60%-122.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $24,363 | $5,364+354.2% | $5,046+382.8% | $5,055+381.9% |
| Participant deferral / active EE | $19,173 | $8,643+121.8% | $8,276+131.7% | $6,977+174.8% |
| Admin fee / account holder | $15,671 | $18,429-15.0% | $16,712-6.2% | $19,030-17.7% |