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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,270 | $160,028-64.8% | $147,080-61.7% | $145,884-61.4% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.10% | 98.60%-87.5pp | 420.17%-409.1pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,896 | $5,286-64.1% | $4,933-61.6% | $4,662-59.3% |
| Participant deferral / active EE | $3,880 | $8,422-53.9% | $8,066-51.9% | $6,690-42.0% |
| Admin fee / account holder | $765 | $15,030-94.9% | $12,989-94.1% | $13,392-94.3% |