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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,994 | $174,379-63.3% | $152,093-57.9% | $138,895-53.9% |
| Participation rate | 70.6% | 81.6%-11.1pp | 77.8%-7.2pp | 79.9%-9.3pp |
| Annual return | 19.28% | 74.86%-55.6pp | 66.36%-47.1pp | 145.39%-126.1pp |
| Employer contribution / active EE | $1,995 | $4,652-57.1% | $4,175-52.2% | $4,194-52.4% |
| Participant deferral / active EE | $5,602 | $6,159-9.0% | $5,451+2.8% | $6,396-12.4% |
| Admin fee / account holder | $1,220 | $16,880-92.8% | $14,497-91.6% | $12,562-90.3% |