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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,745 | $154,228-60.6% | $145,433-58.2% | $137,256-55.7% |
| Participation rate | 63.6% | 83.8%-20.2pp | 82.1%-18.5pp | 80.0%-16.3pp |
| Annual return | 24.15% | 74.59%-50.4pp | 66.58%-42.4pp | 220.34%-196.2pp |
| Employer contribution / active EE | $3,056 | $4,804-36.4% | $4,554-32.9% | $4,156-26.5% |
| Participant deferral / active EE | $9,343 | $8,216+13.7% | $7,897+18.3% | $6,407+45.8% |
| Admin fee / account holder | $394 | $14,344-97.3% | $13,129-97.0% | $12,270-96.8% |