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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,745 | $196,972-69.2% | $182,262-66.7% | $198,609-69.4% |
| Participation rate | 63.6% | 85.7%-22.1pp | 84.2%-20.6pp | 82.4%-18.7pp |
| Annual return | 24.15% | 158.27%-134.1pp | 140.60%-116.4pp | 202.70%-178.6pp |
| Employer contribution / active EE | $3,056 | $5,364-43.0% | $5,046-39.4% | $5,055-39.5% |
| Participant deferral / active EE | $9,343 | $8,643+8.1% | $8,276+12.9% | $6,977+33.9% |
| Admin fee / account holder | $394 | $18,429-97.9% | $16,712-97.6% | $19,030-97.9% |