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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,094 | $88,672-83.0% | $105,223-85.7% | $82,448-81.7% |
| Participation rate | 82.9% | 67.9%+14.9pp | 75.0%+7.8pp | 68.1%+14.8pp |
| Annual return | 11.70% | 30.86%-19.2pp | 180.65%-169.0pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,681 | $3,048-44.9% | $3,689-54.4% | $2,551-34.1% |
| Participant deferral / active EE | $2,159 | $4,036-46.5% | $5,072-57.4% | $4,139-47.9% |
| Admin fee / account holder | $3,527 | $7,146-50.6% | $8,859-60.2% | $7,234-51.2% |