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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,195 | $114,119+153.4% | $107,187+169.8% | $138,895+108.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.74% | 273.21%-259.5pp | 204.55%-190.8pp | 145.39%-131.7pp |
| Employer contribution / active EE | $4,302 | $4,059+6.0% | $3,782+13.7% | $4,194+2.6% |
| Participant deferral / active EE | $14,417 | $5,538+160.3% | $5,096+182.9% | $6,396+125.4% |
| Admin fee / account holder | $11,500 | $10,024+14.7% | $9,162+25.5% | $12,562-8.5% |