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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,195 | $111,535+159.3% | $105,223+174.8% | $137,256+110.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.74% | 237.85%-224.1pp | 180.65%-166.9pp | 220.34%-206.6pp |
| Employer contribution / active EE | $4,302 | $3,939+9.2% | $3,689+16.6% | $4,156+3.5% |
| Participant deferral / active EE | $14,417 | $5,500+162.1% | $5,072+184.3% | $6,407+125.0% |
| Admin fee / account holder | $11,500 | $9,721+18.3% | $8,859+29.8% | $12,270-6.3% |