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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,195 | $134,817+114.5% | $123,973+133.3% | $155,188+86.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.74% | 515.49%-501.7pp | 388.13%-374.4pp | 148.84%-135.1pp |
| Employer contribution / active EE | $4,302 | $4,425-2.8% | $4,126+4.3% | $4,248+1.3% |
| Participant deferral / active EE | $14,417 | $5,706+152.6% | $5,247+174.8% | $6,531+120.7% |
| Admin fee / account holder | $11,500 | $13,245-13.2% | $11,799-2.5% | $14,480-20.6% |