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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,148 | $100,139-91.9% | $85,187-90.4% | $145,884-94.4% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 17.39% | 84.15%-66.8pp | 66.67%-49.3pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,918 | $3,238-40.8% | $2,732-29.8% | $4,662-58.9% |
| Participant deferral / active EE | $2,277 | $5,296-57.0% | $4,525-49.7% | $6,690-66.0% |
| Admin fee / account holder | $323 | $7,262-95.6% | $6,162-94.8% | $13,392-97.6% |