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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,736 | $154,228+54.8% | $145,433+64.2% | $137,256+73.9% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 16.54% | 74.59%-58.0pp | 66.58%-50.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $3,873 | $4,804-19.4% | $4,554-15.0% | $4,156-6.8% |
| Participant deferral / active EE | $12,517 | $8,216+52.3% | $7,897+58.5% | $6,407+95.4% |
| Admin fee / account holder | $43,526 | $14,344+203.5% | $13,129+231.5% | $12,270+254.7% |