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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,520 | $138,393-55.5% | $184,256-66.6% | $80,959-24.0% |
| Participation rate | 61.5% | 83.9%-22.4pp | 86.8%-25.3pp | 67.7%-6.1pp |
| Annual return | 12.06% | 20.01%-7.9pp | 28.85%-16.8pp | 35.67%-23.6pp |
| Employer contribution / active EE | $2,310 | $4,847-52.4% | $6,427-64.1% | $2,757-16.2% |
| Participant deferral / active EE | $4,291 | $7,076-39.4% | $9,133-53.0% | $4,300-0.2% |
| Admin fee / account holder | $1,111 | $10,489-89.4% | $13,899-92.0% | $6,925-84.0% |