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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,530 | $124,213-35.2% | $118,106-31.8% | $154,746-48.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 12.69% | 18.29%-5.6pp | 19.44%-6.7pp | 172.34%-159.6pp |
| Employer contribution / active EE | $23,111 | $4,905+371.2% | $4,698+391.9% | $4,379+427.8% |
| Participant deferral / active EE | $13,490 | $6,859+96.7% | $6,619+103.8% | $6,730+100.4% |
| Admin fee / account holder | $1,123 | $9,627-88.3% | $8,973-87.5% | $14,365-92.2% |