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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,768 | $97,078-38.4% | $103,065-42.0% | $145,897-59.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 12.30% | 25.49%-13.2pp | 23.95%-11.7pp | 552.29%-540.0pp |
| Employer contribution / active EE | $4,979 | $4,680+6.4% | $4,675+6.5% | $4,663+6.8% |
| Participant deferral / active EE | $11,557 | $6,601+75.1% | $6,625+74.4% | $6,689+72.8% |
| Admin fee / account holder | $798 | $12,505-93.6% | $9,349-91.5% | $13,390-94.0% |