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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,267 | $55,889-20.8% | $76,119-41.8% | $80,935-45.3% |
| Participation rate | 60.7% | 62.1%-1.4pp | 69.1%-8.4pp | 67.7%-6.9pp |
| Annual return | 13.57% | 20.58%-7.0pp | 361.25%-347.7pp | 35.66%-22.1pp |
| Employer contribution / active EE | $3,372 | $1,866+80.7% | $2,693+25.2% | $2,757+22.3% |
| Participant deferral / active EE | $5,031 | $3,051+64.9% | $4,259+18.1% | $4,299+17.0% |
| Admin fee / account holder | $4,081 | $5,241-22.1% | $6,421-36.4% | $6,924-41.1% |