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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,592 | $106,749-52.6% | $145,433-65.2% | $82,448-38.6% |
| Participation rate | 35.3% | 75.6%-40.4pp | 82.1%-46.8pp | 68.1%-32.8pp |
| Annual return | 19.96% | 27.59%-7.6pp | 66.58%-46.6pp | 41.64%-21.7pp |
| Employer contribution / active EE | $1,194 | $3,444-65.3% | $4,554-73.8% | $2,551-53.2% |
| Participant deferral / active EE | $2,836 | $6,519-56.5% | $7,897-64.1% | $4,139-31.5% |
| Admin fee / account holder | $2,120 | $8,390-74.7% | $13,129-83.9% | $7,234-70.7% |