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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,707 | $81,331-49.9% | $155,534-73.8% | $80,935-49.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.25% | 33.37%-23.1pp | 64.92%-54.7pp | 35.66%-25.4pp |
| Employer contribution / active EE | $6,643 | $3,105+114.0% | $4,675+42.1% | $2,757+141.0% |
| Participant deferral / active EE | $4,134 | $3,454+19.7% | $5,630-26.6% | $4,299-3.9% |
| Admin fee / account holder | $727 | $7,999-90.9% | $15,900-95.4% | $6,924-89.5% |