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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $783 | $67,823-98.8% | $52,425-98.5% | $137,256-99.4% |
| Participation rate | 42.9% | 63.9%-21.1pp | 55.6%-12.8pp | 80.0%-37.1pp |
| Annual return | 27.54% | 219.11%-191.6pp | 302.12%-274.6pp | 220.34%-192.8pp |
| Employer contribution / active EE | $123 | $1,163-89.4% | $914-86.6% | $4,156-97.0% |
| Participant deferral / active EE | $239 | $2,288-89.6% | $1,790-86.7% | $6,407-96.3% |
| Admin fee / account holder | $138 | $2,844-95.2% | $2,495-94.5% | $12,270-98.9% |