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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,515 | $108,911-49.9% | $100,392-45.7% | $145,884-62.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.45% | 58.23%-41.8pp | 49.45%-33.0pp | 551.85%-535.4pp |
| Employer contribution / active EE | $4,951 | $4,420+12.0% | $3,941+25.6% | $4,662+6.2% |
| Participant deferral / active EE | $11,299 | $8,459+33.6% | $8,090+39.7% | $6,690+68.9% |
| Admin fee / account holder | $526 | $9,698-94.6% | $7,904-93.3% | $13,392-96.1% |