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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,897 | $166,242-65.2% | $165,071-64.9% | $145,884-60.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.27% | 100.44%-92.2pp | 70.17%-61.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $4,607 | $5,283-12.8% | $4,347+6.0% | $4,662-1.2% |
| Participant deferral / active EE | $4,694 | $6,964-32.6% | $6,035-22.2% | $6,690-29.8% |
| Admin fee / account holder | $4,739 | $16,658-71.6% | $12,695-62.7% | $13,392-64.6% |