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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,204 | $55,470-70.8% | $155,556-89.6% | $74,478-78.2% |
| Participation rate | 43.5% | 61.9%-18.4pp | 78.2%-34.7pp | 67.2%-23.7pp |
| Annual return | 11.05% | 269.80%-258.8pp | 64.84%-53.8pp | 1370.56%-1359.5pp |
| Employer contribution / active EE | $1,128 | $2,267-50.2% | $4,675-75.9% | $2,626-57.0% |
| Participant deferral / active EE | $1,477 | $2,838-48.0% | $5,631-73.8% | $4,350-66.1% |
| Admin fee / account holder | $150 | $1,744-91.4% | $15,885-99.1% | $1,946-92.3% |