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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,617 | $211,239-76.5% | $178,528-72.2% | $145,877-66.0% |
| Participation rate | 42.9% | 80.8%-37.9pp | 77.1%-34.2pp | 80.3%-37.4pp |
| Annual return | 10.68% | 30.22%-19.5pp | 27.11%-16.4pp | 551.28%-540.6pp |
| Employer contribution / active EE | $908 | $4,570-80.1% | $3,950-77.0% | $4,663-80.5% |
| Participant deferral / active EE | $4,724 | $6,963-32.2% | $6,278-24.8% | $6,691-29.4% |
| Admin fee / account holder | $209 | $12,095-98.3% | $10,419-98.0% | $13,402-98.4% |