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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,337 | $127,387-84.8% | $115,038-83.2% | $125,389-84.6% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | 1.50% | 31.28%-29.8pp | 26.14%-24.6pp | 282.24%-280.7pp |
| Employer contribution / active EE | $997 | $5,166-80.7% | $4,608-78.4% | $4,866-79.5% |
| Participant deferral / active EE | $9,638 | $6,423+50.1% | $6,026+59.9% | $5,352+80.1% |
| Admin fee / account holder | $4,471 | $9,516-53.0% | $8,175-45.3% | $9,541-53.1% |