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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,546 | $123,155-48.4% | $108,753-41.6% | $155,188-59.1% |
| Participation rate | 40.0% | 75.6%-35.6pp | 71.1%-31.1pp | 80.8%-40.8pp |
| Annual return | 14.11% | 44.73%-30.6pp | 37.47%-23.4pp | 148.84%-134.7pp |
| Employer contribution / active EE | $621 | $2,811-77.9% | $2,427-74.4% | $4,248-85.4% |
| Participant deferral / active EE | $4,030 | $4,623-12.8% | $4,115-2.1% | $6,531-38.3% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,320-100.0% | $14,480-100.0% |