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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,854 | $162,136-23.0% | $152,301-18.0% | $154,746-19.3% |
| Participation rate | 53.8% | 84.1%-30.3pp | 82.4%-28.6pp | 80.7%-26.9pp |
| Annual return | 18.53% | 91.02%-72.5pp | 80.50%-62.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $3,151 | $4,890-35.6% | $4,624-31.9% | $4,379-28.1% |
| Participant deferral / active EE | $9,620 | $8,341+15.3% | $8,004+20.2% | $6,730+42.9% |
| Admin fee / account holder | $11,684 | $15,759-25.9% | $14,398-18.9% | $14,365-18.7% |