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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,984 | $180,749-96.7% | $160,784-96.3% | $137,256-95.6% |
| Participation rate | 95.7% | 80.0%+15.7pp | 77.0%+18.7pp | 80.0%+15.7pp |
| Annual return | 22.33% | 2234.46%-2212.1pp | 1803.92%-1781.6pp | 220.34%-198.0pp |
| Employer contribution / active EE | $1,176 | $4,155-71.7% | $3,733-68.5% | $4,156-71.7% |
| Participant deferral / active EE | $1,465 | $6,844-78.6% | $6,293-76.7% | $6,407-77.1% |
| Admin fee / account holder | $473 | $10,397-95.4% | $9,717-95.1% | $12,270-96.1% |