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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,984 | $208,088-97.1% | $186,193-96.8% | $154,746-96.1% |
| Participation rate | 95.7% | 80.0%+15.7pp | 77.1%+18.5pp | 80.7%+15.0pp |
| Annual return | 22.33% | 89.97%-67.6pp | 78.03%-55.7pp | 172.34%-150.0pp |
| Employer contribution / active EE | $1,176 | $4,340-72.9% | $3,918-70.0% | $4,379-73.1% |
| Participant deferral / active EE | $1,465 | $7,078-79.3% | $6,513-77.5% | $6,730-78.2% |
| Admin fee / account holder | $473 | $11,698-96.0% | $11,058-95.7% | $14,365-96.7% |