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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,596 | $211,224-97.8% | $178,505-97.4% | $145,897-96.9% |
| Participation rate | 91.3% | 80.8%+10.5pp | 77.1%+14.2pp | 80.3%+11.0pp |
| Annual return | 17.59% | 30.28%-12.7pp | 27.16%-9.6pp | 552.29%-534.7pp |
| Employer contribution / active EE | $1,221 | $4,577-73.3% | $3,955-69.1% | $4,663-73.8% |
| Participant deferral / active EE | $1,539 | $6,966-77.9% | $6,280-75.5% | $6,689-77.0% |
| Admin fee / account holder | $393 | $12,109-96.8% | $10,428-96.2% | $13,390-97.1% |