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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,237 | $201,344-61.1% | $184,243-57.5% | $145,877-46.4% |
| Participation rate | 58.8% | 87.5%-28.7pp | 86.8%-28.0pp | 80.3%-21.5pp |
| Annual return | 39.55% | 29.01%+10.5pp | 28.82%+10.7pp | 551.28%-511.7pp |
| Employer contribution / active EE | $2,116 | $7,022-69.9% | $6,427-67.1% | $4,663-54.6% |
| Participant deferral / active EE | $4,250 | $9,807-56.7% | $9,132-53.5% | $6,691-36.5% |
| Admin fee / account holder | $1,825 | $16,382-88.9% | $13,914-86.9% | $13,402-86.4% |