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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,878 | $110,410-82.0% | $102,437-80.6% | $145,897-86.4% |
| Participation rate | 53.8% | 77.9%-24.1pp | 74.5%-20.7pp | 80.3%-26.5pp |
| Annual return | 10.69% | 24.85%-14.2pp | 24.95%-14.3pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,091 | $4,217-50.4% | $3,871-46.0% | $4,663-55.2% |
| Participant deferral / active EE | $5,804 | $5,622+3.2% | $5,060+14.7% | $6,689-13.2% |
| Admin fee / account holder | $738 | $9,745-92.4% | $8,388-91.2% | $13,390-94.5% |