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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,878 | $111,814-82.2% | $103,374-80.8% | $145,959-86.4% |
| Participation rate | 53.8% | 77.9%-24.1pp | 74.5%-20.7pp | 80.3%-26.4pp |
| Annual return | 10.69% | 24.77%-14.1pp | 24.89%-14.2pp | 561.95%-551.3pp |
| Employer contribution / active EE | $2,091 | $4,214-50.4% | $3,869-46.0% | $4,661-55.1% |
| Participant deferral / active EE | $5,804 | $5,618+3.3% | $5,058+14.8% | $6,689-13.2% |
| Admin fee / account holder | $738 | $9,754-92.4% | $8,394-91.2% | $13,398-94.5% |