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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,900 | $81,504-49.8% | $102,437-60.1% | $80,959-49.5% |
| Participation rate | 57.6% | 66.9%-9.3pp | 74.5%-16.9pp | 67.7%-10.1pp |
| Annual return | 13.61% | 25.60%-12.0pp | 24.95%-11.3pp | 35.67%-22.1pp |
| Employer contribution / active EE | $9,575 | $3,104+208.5% | $3,871+147.4% | $2,757+247.3% |
| Participant deferral / active EE | $4,524 | $3,871+16.9% | $5,060-10.6% | $4,300+5.2% |
| Admin fee / account holder | $999 | $6,719-85.1% | $8,388-88.1% | $6,925-85.6% |