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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,951 | $114,712-53.0% | $173,730-68.9% | $87,485-38.3% |
| Participation rate | 65.4% | 73.0%-7.6pp | 79.6%-14.2pp | 68.9%-3.5pp |
| Annual return | 14.04% | 20.18%-6.1pp | 19.96%-5.9pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,128 | $2,904-61.2% | $4,577-75.4% | $2,596-56.6% |
| Participant deferral / active EE | $4,846 | $4,642+4.4% | $6,326-23.4% | $4,274+13.4% |
| Admin fee / account holder | $671 | $10,210-93.4% | $17,523-96.2% | $7,775-91.4% |