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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,609 | $160,070-7.2% | $147,117+1.0% | $145,897+1.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.15% | 98.69%-79.5pp | 420.54%-401.4pp | 552.29%-533.1pp |
| Employer contribution / active EE | $13,847 | $5,285+162.0% | $4,932+180.7% | $4,663+197.0% |
| Participant deferral / active EE | $9,385 | $8,419+11.5% | $8,065+16.4% | $6,689+40.3% |
| Admin fee / account holder | $1,034 | $15,035-93.1% | $12,993-92.0% | $13,390-92.3% |